Pareto Health is seeking a dedicated and detail-oriented Underwriter to join our team to assess and manage the risks associated with self-funded and fully insured health plans, using stoploss insurance.
Responsibilities
Support underwriting process to create profitable stoploss offerings
Conduct preliminary risk assessments of prospective members
Analyze healthcare data to forecast risks and costs
Collaborate with the Sales team to provide financial information
Adapt to working in an environment of incomplete information
Stay informed about competitive market dynamics
Enhance underwriting skills under senior underwriters
Develop understanding of medical treatments and costs
Ensure adherence to industry standards and legal requirements
Requirements
Bachelor’s degree in finance, economics, actuarial science, or related field
2-3 years of experience in underwriting, preferably with stoploss insurance
Proficiency in underwriting software, data analysis tools, and Microsoft Office Suite
Ability to analyze data and support underwriting decisions
Good communication and negotiation skills
Team player
Basic understanding of stoploss products, self-funding, healthcare industry trends, and the regulatory landscape