Job Description

The Director, Credit Risk Analytics at Prosper is responsible for underwriting credit strategies, overseeing credit quality, and managing the performance of Personal Loan portfolios. The role involves managing the credit lifecycle, ensuring regulatory compliance, and recommending improvements for efficiency and risk reduction. The director will use machine learning models and credit data to manage acquisition growth while delivering returns to investors.

Responsibilities

• Develop credit strategies to improve credit performance using data and models
• Present recommendations for strategy enhancements
• Maintain credit losses within risk appetite
• Recommend innovative solutions
• Design and analyze A/B tests
• Identify and evaluate new vendors and data sources
• Partner with teams to implement and monitor strategies
• Conduct ad-hoc analysis related to risk management
• Analyze portfolio performance
• Ensure strategies and policies comply with regulations
• Manage credit loss forecast and stress testing

Requirements

• Master’s degree in a related field
• 10+ years of credit risk management experience
• 5+ years of people leadership experience
• Strong business acumen and knowledge of credit management
• Exceptional communication skills
• Ability to collaborate across functions
• Business owner mentality
• Ability to work in a fast-paced environment
• Ability to work remotely

Benefits

• No benefits